Sahuarita, Rancho Sahuarita and Pima County real estate and homes for sale in Arizona, new construction, golf communities - Debbie Wyrsch, REALTOR® Debbie Wyrsch REALTOR(r) for Sahuarita, Rancho Sahuarita and Pima County, Arizona real estate, new construction, golf communities - NUMBER1EXPERT™ Debbie Wyrsch NUMBER1EXPERT(tm) for Sahuarita, Rancho Sahuarita and Pima County, Arizona real estate, new construction, golf communities
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Debbie Wyrsch, REALTOR®, real estate agent and broker for Sahuarita, Rancho Sahuarita and Pima County Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Coldwell Banker Residential Brokerage Let me show you the community I LIVE IN and LOVE! Call Debbie, #1 EXPERT and #1 local expert: 877-273-2146.


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Giving Back
Welcome > About Me > Giving Back ...

Sahuarita Stingrays

Giving Back to the Community 

I live in Southern Arizona and have made the choice to raise my family here. I believe that we must all work together and support community efforts. I am a proud sponsor of AYSO Soccer and Tournament teams, Copper Hills Little League Softball, Sahuarita Stingrays Swim Team and have contributed to many golf tournaments, Continental Ballet, and many other area special events. 

The Screaming Eagles Soccer Team


Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
Which islands are considered the largest islands in the US?

A 
The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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Debbie Wyrsch, REALTOR®, real estate agent and broker for Sahuarita, Rancho Sahuarita and Pima County Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Wyrsch, ABR
Coldwell Banker Success Southwest

180 W Continental Suite 100
Green Valley, AZ. 85614
Toll Free Direct: 877-273-2146
Cell Phone: 520-248-4663
Office Direct: 520-393-5497
Fax: 520-648-1180
Email: RealtorDebbieW@att.net

Experience, Relationships, and Technology - are only part of my formula for success in today’s demanding hi-tech Real Estate marketplace. A consistent Customer Service Award winner and Top Producer, Debbie provides exceptional service to ALL Buyers and Sellers - the Professional Service You Deserve! My in-depth understanding of the Sahuarita, Rancho Sahuarita and Southern Arizona Real Estate market ensures that buyers have access to the broadest selection of homes to see. If choices, results and personal service matter most to you then don’t trust just anyone with your Real Estate investment. I have helped hundreds move into their perfect home & I want to find your perfect home for YOU!

ABREqual HousingERCMLSREALTOR


Coldwell Banker Success Southwest real estate and homes for sale in Sahuarita, Rancho Sahuarita and Pima County Arizona

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