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First Time Homebuyers: Sahuarita, Rancho Sahuarita and Pima County Arizona home buying, real estate listings, and homes for sale in Pima County, AZ

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Sahuarita, Rancho Sahuarita and Pima County real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Closing or Settlement >Net Sheet for Sellers

When you consider what price you should accept when selling your home, there are two important factors that will influence your decision. The first factor is the basic sales price. The second, and more important, is the amount you will actually receive from the proceeds at the closing.

Your real estate agent will prepare a seller's "net sheet" showing what your expenses will be. This will aid you in determining who pays what and when. It can help you to focus on the details of the sale.

A seller's expenses will include brokerage fees, real estate settlement fees, title insurance fees and special assessments. In some cases the buyer may ask you to pay some of the loan fees. Local real estate taxes will be pro-rated for you and the buyer, and you may be asked to place funds in escrow for payment of your final water bill. Subtract your mortgage balance any home improvement loans and other liens against the property that will be paid at the closing to come up with your final figures.

Your real estate agent can go over all of these factors with you when you list your home for sale and again as offers come in.

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Q	What area in the United States has the highest per capita income?
A	The New York/New Jersey/Long Island area has a per capita income of over $750,000, according to the most current available U.S. census data.
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Debbie Wyrsch, REALTORŽ, real estate agent and broker for Sahuarita, Rancho Sahuarita and Pima County Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Wyrsch, ABR
Coldwell Banker Success Southwest
180 W Continental Suite 100
Green Valley, AZ. 85614
Toll Free Direct: 877-273-2146
Cell Phone: 520-248-4663
Office Direct: 520-393-5497
Fax: 520-648-1180
Email: RealtorDebbieW@att.net
Experience, Relationships, and Technology - are only part of my formula for success in todays demanding hi-tech Real Estate marketplace. A consistent Customer Service Award winner and Top Producer, Debbie provides exceptional service to ALL Buyers and Sellers - the Professional Service You Deserve! My in-depth understanding of the Sahuarita, Rancho Sahuarita and Southern Arizona Real Estate market ensures that buyers have access to the broadest selection of homes to see. If choices, results and personal service matter most to you then dont trust just anyone with your Real Estate investment. I have helped hundreds move into their perfect home & I want to find your perfect home for YOU!

www.SahuaritaHomes4Sale.com is brought to you by Debbie Wyrsch
NUMBER1EXPERT™ in real estate for Sahuarita, Rancho Sahuarita and Pima County, Arizona, new construction, golf communities

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