You might have an idea of the loan payment and mortgage you can afford. But will the bank or lender feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What kind of loan might fit your personal situation best - a standard 30 year fixed rate conventional loan, 5 or 7 year adjustable rate loan, possibly an interest only loan... there are so many loan products available today.
- What the bank feels you can afford for a monthly payment.
I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started... OR stop by Coldwell Banker Mortgage RIGHT NOW!
Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone unless by permission. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Sahuarita, Rancho Sahuarita and Southern Arizona Realtor to offer services such as these.
Once you fill out the form, I will quickly process your information and get right back to you!