Sahuarita, Rancho Sahuarita and Pima County real estate and homes for sale in Arizona, new construction, golf communities - Debbie Wyrsch, REALTOR® Debbie Wyrsch REALTOR(r) for Sahuarita, Rancho Sahuarita and Pima County, Arizona real estate, new construction, golf communities - NUMBER1EXPERT™ Debbie Wyrsch NUMBER1EXPERT(tm) for Sahuarita, Rancho Sahuarita and Pima County, Arizona real estate, new construction, golf communities
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Debbie Wyrsch, REALTOR®, real estate agent and broker for Sahuarita, Rancho Sahuarita and Pima County Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Coldwell Banker Residential Brokerage Let me show you the community I LIVE IN and LOVE! Call Debbie, #1 EXPERT and #1 local expert: 877-273-2146.


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Local Information: Sahuarita, Rancho Sahuarita and Pima County Arizona home buying, real estate listings, and homes for sale in Pima County, AZ
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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What are the three most common environmental toxins for which homes are tested?

A 
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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Debbie Wyrsch, REALTOR®, real estate agent and broker for Sahuarita, Rancho Sahuarita and Pima County Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Wyrsch, ABR
Coldwell Banker Success Southwest

180 W Continental Suite 100
Green Valley, AZ. 85614
Toll Free Direct: 877-273-2146
Cell Phone: 520-248-4663
Office Direct: 520-393-5497
Fax: 520-648-1180
Email: RealtorDebbieW@att.net

Experience, Relationships, and Technology - are only part of my formula for success in today’s demanding hi-tech Real Estate marketplace. A consistent Customer Service Award winner and Top Producer, Debbie provides exceptional service to ALL Buyers and Sellers - the Professional Service You Deserve! My in-depth understanding of the Sahuarita, Rancho Sahuarita and Southern Arizona Real Estate market ensures that buyers have access to the broadest selection of homes to see. If choices, results and personal service matter most to you then don’t trust just anyone with your Real Estate investment. I have helped hundreds move into their perfect home & I want to find your perfect home for YOU!

ABREqual HousingERCMLSREALTOR


Coldwell Banker Success Southwest real estate and homes for sale in Sahuarita, Rancho Sahuarita and Pima County Arizona

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